Florida Hometown Heroes Program – Up to $35,000 for First-Time Buyers
Big news for Florida’s everyday heroes! Starting August 18, 2025, the Florida Hometown Heroes Program will offer up to $35,000 in down payment and closing cost assistance to help first-time homebuyers purchase their dream home.
Here’s the Deal:
- Up to 5% of your loan amount (minimum $10,000 / maximum $35,000)
- 0% interest, no monthly payments
- Deferred 30-year 2nd mortgage (due only if you sell, refinance, or move out)
- Works with FHA, VA, USDA, and conventional loans
- No origination points or junk fees
Who Qualifies?
- Teachers & school staff
- Healthcare workers (nurses, techs, aides, etc.)
- Firefighters, police officers, EMTs
- Military, veterans, National Guard
- Childcare providers & court system workers
Important Requirements:
- Must be a first-time homebuyer
- Must work full-time for a Florida-based employer
- Funds are limited – act fast!
This is a rare opportunity for Florida’s hometown heroes to secure a home with significant financial support. If you’ve been thinking about buying in Fort Lauderdale, Oakland Park, Weston, or Pembroke Pines, now might be the perfect time.
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