Condo Loans in South Florida: Everything You Need to Know (2026 Guide)

Why FirstBank Condo Loans Stand Out in 2026

South Florida is more than a destination—it’s a lifestyle. FirstBank understands this, offering condo loans crafted to help you secure your slice of paradise. Whether you’re looking at a waterfront high-rise or a vibrant community in Oakland Park, Fort Lauderdale, or Wilton Manors, you’ll find flexible terms, local decision-making, and a streamlined process designed to get you into your home fast.

High Amenities. No Fuss.

Imagine rooftop pools, ocean views, and art-deco architecture—and now imagine financing that doesn’t fight you every step of the way. With perks like 5% down, no reserves required, and support for non-warrantable condos, FirstBank’s loan programs are built for the modern Florida buyer.

Features You’ll Love:

  • ✔️ Low 5% Down Payment
  • ✔️ Rec Lease Accepted
  • ✔️ No Reserve Requirements
  • ✔️ Non-Warrantable Condos OK
  • ✔️ Fast, Local Approvals

What You’ll Need to Apply

Getting started is simple. You’ll want to gather:

  • 📄 2 Years of W2s or 1099s
  • 📄 2 Months of Bank Statements
  • 📄 Paystubs or Retirement Income Verification
  • 📄 Condo Docs and Lease Agreements (if applicable)

Have questions? Schedule a free consultation and we’ll walk you through every step with no pressure.

Why Work With The Home Owners Listing Team?

The Home Owners Listing Team doesn’t just know the market—we live it. Our clients rely on us for expert guidance in navigating South Florida’s most competitive condo markets including Fort Lauderdale, Oakland Park, Wilton Manors, Weston, and Pembroke Pines. We’ll help you find the right loan, the right property, and the right deal.

📅 Schedule Your Free Condo Loan Consultation

Brought to you by Scott Lehr, The Home Owners Listing Team
📧 scott@scottlehrrealtor.com
📞 954-342-6180

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Scott Lehr, PA — Licensed South Florida Real Estate Agent

Scott Lehr, PA

Licensed Florida Real Estate Agent · 20+ Years Experience

Scott Lehr is a top-producing South Florida Realtor® specializing in Fort Lauderdale, Weston, Boca Raton, and Broward County. He has helped hundreds of buyers and sellers navigate the South Florida market, from first-time home purchases to luxury waterfront estates.

View Scott's full bio →  ·  Call (954) 342-6180

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