Are You Allowed To Build a Home on

If you’re wanting to buy a lot of property, then buying agricultural land is often more economical than residential. However, you’re also buying land so you can live on it, which means you’ll want to construct a home. Are you allowed to build a home on farmland? The answer isn’t an immediate yes. Read on to discover the nuances of the situation and whether buying farmland is a good real estate investment for you.

A Brief Overview of Agricultural Land

Agricultural land is labeled as such because it is prime for farming and food production. It is typically rural, expansive, and fertile.

Governments protect and regulate farmland to ensure its use remains consistent with promoting food security, conserving natural resources, and supporting the rural economy. Because of these protections, agricultural land is subject to stricter regulations than other property types.

What some people don’t know is that you don’t have to be a through-and-through farmer to buy and live on farmland. However, prospective buyers interested in using agricultural land for purposes beyond farming—like building a residence—should carefully research its designated use and limitations.

A Look at Agricultural Zoning Laws

Agricultural zoning laws dictate how farmland can be utilized and play a crucial role in whether you can construct a home there. It’s essential to note that these laws vary by state, so you must research the ones specific to you.

In general, though, most zoning categories allow for residential structures so long as the housing will serve as part of farming operations. For example, a farmhouse for the landowner or farmworker accommodations.

Additionally, if residences are permitted, they usually cannot be built on top of arable portions of the land. This is to protect the integrity and purpose of farmland.

Is Farmland Viable Real Estate for Most People?

For most people, farmland may not be the most practical real estate choice unless they plan to engage in agricultural activities. The restrictions tied to zoning laws limit opportunities for residential development, and the upkeep of farmland requires significant effort.

However, if you’re truly committed to agricultural living or pursuing a sustainable lifestyle, buying farmland might be right for you. To get started, you’ll have to craft a compelling farm loan application that clearly states your agricultural as well as residential intentions for the property.

Whether you’re allowed to build a home on farmland will depend largely on relevant zoning laws and the purpose you envision for the land. Usually, if you intend to run agricultural operations—whether a full-scale or hobby farm—then you can legally buy and live on farmland. If you think this is the right move for you, reach out to loan and real estate experts to gauge your next steps.