Compare the top down payment assistance programs and first time home buyer programs available in Florida. We offer this information free to you as a service to our local community. These Down Payment and Closing Cost Assistance programs can only be provided by Lenders who have been approved by the appropriate and specific Lenders and Institutional Investors. If you would like to learn more about which Realtors and Lenders are qualified, or if you would like to be pre-approved for any of these programs, please feel free to contact us. It's a QUICK and FREE process.


Housing Finance Authority of Lee County and Housing Finance Authority of Broward County First-Time Buyer Program ELIGIBLE AREAS Broward County.

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OWN A HOME OPPORTUNITY GRANT FIRST MORTGAGE - Qualified buyers will receive a 30-year fixed rate first mortgage from a participating lender. Eligible loan products include FHA, VA, RD and Freddie Mac HFA Advantage Conventional.

DOWN PAYMENT ASSISTANCE – 3%, 4% or 5% grant of the Note amount. Must be used for down payment and closing cost assistance. This grant is never repaid.

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The City of Hallandale Beach CRA assists First Time Homebuyers with down payment and/or closing for the purchase of a first home. An individual who has never owned a home or has not owned a home for at least three (3) years is considered a first time homebuyer and is therefore eligible.

Under the First Time Homebuyers program, the Hallandale Beach CRA provides up to $50,000 in assistance to be used towards a down payment and or closing costs. The applicant is required to provide a minimum of $2,000 towards the down payment.
The assistance will become a second mortgage and take the form of a 0% forgivable loan for a ten-year period. HBCRA assistance will be subordinate only to a mortgage on the same property from the primary lender.

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City of Hollywood First Time Home Buyer Program is a program that provides no-interest, deferred payment loans for closing costs and down payments. Property must be located in the city of Hollywood. 

The application fee is $ 12.

Who is eligible for this Test program?


Borrowers must not have owned a home in the preceding three years. Applicants must meet income guidelines. Funds may be used for closing costs, down payment, or the purchase of a lot for new construction. 

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Compare the top down payment assistance programs and first time home buyer programs available in Florida. We offer this information free to you as a service to our local community. These Down Payment and Closing Cost Assistance programs can only be provided by Lenders who have been approved by the appropriate and specific Lenders and Institutional Investors. If you would like to learn more about which Realtors and Lenders are qualified, or if you would like to be pre-approved for any of these programs, please feel free to contact us. It's a QUICK and FREE process.

Many of these programs are available throughout the entire State of Florida. This website is sponsored byMid Florida Realty, your down payment assistance experts.


Pinellas, Hillsborough, Manatee, Polk, Pasco, Orange, Osceola, Seminole, Lake, Hernando, Volusia, Clay, Duval, Flagler, Nassau, St Johns, Sarasota, Lee, Collier, Charlotte, St Lucie, Palm Beach, Broward, Miami-Dade counties.

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The City's Redevelopment and Grants Division administers a variety of programs that enhance the City's appearance, safety and overall quality of life by assisting low- and moderate-income households.

The leveraging of various state and federal funding sources provides the City the ability to implement a variety of housing and public service programs. These funding sources include, but are not limited to, entitlement allocations received by the U.S. Department of Housing and Urban Development (HUD) through the Community Development Block Grant (CDBG) program and the Housing Initiatives Partnership Program (HOME), as well as State of Florida’s State Housing Initiative Partnership (SHIP) program.

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The purpose of the Down Payment Assistance Program is to assist with the purchase of a home to be used as your primary residence. ( Maximum Award of $40,000). Funds may be used to assist with closing costs and lower your first mortgage loan amount. A lottery system will be used, pulling names from the applications submitted during Open Enrollment. Each applicant pulled during the lottery will have their application reviewed for eligibility to assure that extremely low, very low, low and moderate-income families are served. Those eligible will be approved and given 45 days to secure a contract.

Applicants must be able to qualify for a first mortgage from a lender.

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The City of Weston, in partnership with the Broward County Housing Finance and Community Redevelopment Division, offers two programs for Weston residents as funded through the Community Development Block Grant (CDBG) program through US Housing and Urban Development. In order to qualify for either program, households must have incomes less than 80% of Broward County's Area Median Income, adjusted by family size, based upon the current US HUD income chart for Broward County.

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