ASSET QUALIFIER PROGRAM: Unlock Home Financing with Trust Assets in 2026
Buying a home with non-traditional income just got a whole lot easier—especially if you’re sitting on significant trust assets. At The Home Owners Listing Team, we’re seeing more savvy buyers in Fort Lauderdale, Weston, and Pembroke Pines leveraging the Asset Qualifier Program to finance luxury homes and investment properties—without showing traditional income.
What Is the Asset Qualifier Program?
This unique loan program from Rize Mortgage allows borrowers with trust assets to qualify for loans—no pay stubs needed. Instead, documentation of asset ownership or inheritance is required.
What You Need to Qualify:
- Asset ownership for 6+ months
- Assets received through inheritance
- Clear documentation of unrestricted access
An Attorney Opinion Letter is usually required to confirm access.
Program Highlights:
- Loans up to $4 million
- No income or job documentation
- Interest-only for 30 or 40 years
- 90% LTV Purchase, 85% Refi, 80% Cash-Out
- Eligible for all occupancy types
Why This Helps South Florida Buyers
This is ideal for high-net-worth individuals, retirees, or anyone with trust assets who wants to buy or refinance without the income hurdles.
- Downsizing retirees
- Trust fund beneficiaries
- Asset-rich investors
Let’s See If You Qualify
📞 Call: 954-342-6180
📬 Schedule a Free Consultation
📊 Get a Free Home Estimate
Meet Your Loan Pro
Ramon Plasencia
25+ Years Experience
📱 305.968.5960
📧 rplasencia@rizemtg.com
