The Home Owners Listing Team Logo

2025 Down Payment Assistance Grant with Rize Mortgage

Let’s be honest—coming up with a down payment in today’s market can feel like climbing Everest in flip flops. But what if there was a grant that helped you skip the mountain entirely?

Enter the 2025 Down Payment Assistance (DPA) Grant from Rize Mortgage. This is an absolute game-changer for homebuyers in Fort Lauderdale, Weston, Oakland Park, and Pembroke Pines.

✅ No Second Lien. No Repayment. No Stress.

This grant doesn’t require a second lien and never needs to be paid back. It's a smooth glide into homeownership. Whether you’re buying your first home or your fifth, this is worth your attention.

Program Highlights

  • ✓ 1–2 Units on FHA
  • ✓ 1–4 Units on CONV
  • ✓ Conforming Balance Only
  • ✓ 30-Year Fixed Rate
  • ✓ FHA Minimum FICO: 620
  • ✓ Available for 1–4 Unit Primary Residences
  • ✓ FHA Grant: Up to 3.5% (2.0% or 3.5%)
  • ✓ Multiwides Allowed on HomeReady & Home Possible
  • ✓ First-Time Buyer Status Optional
  • ✓ FNMA/FHLMC Grant: Up to 3% (1.0%, 2.0%, 3.0%)
  • ✓ FNMA/FHLMC Minimum FICO: 620 (average accepted)

Whether you’re wondering how much is my Fort Lauderdale home worth or looking to schedule a consultation, we’ve got the tools, the team, and the programs to get you to closing.

📞 Let's Connect

Need help making this work for you or your buyers?

Contact: Ramon Plasencia, 25+ years in lending
Cell: 305.968.5960
Email: [email protected]

Or reach out to me directly if you want to download our latest buyer & seller tools.

Ready to take the next step?

Get a Free Home Estimate Now | Schedule a Free Consultation

Keep Reading

More South Florida Real Estate Guides

Fort Lauderdale Home Buying Guide 2026

Step-by-step guide to buying a home in Fort Lauderdale — neighborhoods, financing, and closing costs.

First-Time Homebuyer Checklist 2026

Everything first-time buyers need to know before making an offer in South Florida.

Best Neighborhoods in South Florida 2026

Compare the top South Florida communities by lifestyle, schools, walkability, and home prices.

Fort Lauderdale Real Estate Market 2026

Current market trends, price data, and outlook for buyers and sellers in Fort Lauderdale.

Florida Real Estate Investment Guide 2026

How to evaluate, buy, and profit from investment properties in South Florida.

Real Estate Agent Commissions Explained (2026 NAR Rules)

What buyers and sellers pay under the new NAR settlement rules in Florida.

Living in Weston FL — Homes, Schools & Lifestyle Guide 2026

A deep dive into Weston's master-planned communities, A-rated schools, and home values.

Victoria Park Fort Lauderdale Guide

Explore homes, walkability, and the charming character of Victoria Park in Fort Lauderdale.

3 Biggest Real Estate Investor Mistakes in Florida

Costly errors Florida investors make — and how to avoid them when buying rental property.

Scott Lehr, PA — Licensed South Florida Real Estate Agent

Scott Lehr, PA

Licensed Florida Real Estate Agent · 20+ Years Experience

Scott Lehr is a top-producing South Florida Realtor® specializing in Fort Lauderdale, Weston, Boca Raton, and Broward County. He has helped hundreds of buyers and sellers navigate the South Florida market, from first-time home purchases to luxury waterfront estates.

View Scott's full bio →  ·  Call (954) 342-6180

Browse South Florida Homes for Sale

Neighborhood & Community Guides

Buyer Guides by City

Seller Guides by City

View all South Florida MLS listings  ·  Map Search  ·  📊 South Florida Market Report